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Slab leaks

Slab Leaks, Plumbing Tests and Your Foundation

Water and drain lines run under every slab. A leak there soaks the clay in one spot, and lifting a house can crack old pipes. That's why plumbing tests belong in many foundation plans, and why the order of the work matters.

Work is done by independent local contractors. Pricing and availability are set by the contractor serving your area.

  • Slab and pier-and-beam homes
  • Fort Worth, Mansfield, Keller and Arlington
  • Every figure sourced

The short answer

A slab leak and a foundation problem can each cause the other. Leaking water swells the clay under part of a slab; a foundation that moves, or is lifted during repair, can crack the pipes cast beneath it. The Texas ASCE guidelines say that whenever a repair includes jacking or lifting, water supply and drain lines should be tested for leaks, and leaks found should be repaired.

How a leak moves a foundation

Clay swells when it gets wet: a Texas licensing bulletin describes it as heave when wet, settle when dry. A leaking drain line under the middle of a house can keep one patch of clay soaked for months. The result is often center heave: a hump in the floor, interior cracks, and doors binding in the middle of the house while the outside walls look fine.

Leaks also undermine repairs. The Foundation Performance Association warns that moisture near a pile from poor drainage or leaking sewer or water lines can cause the pier to move. A house piered without fixing a leak can start moving again.

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Signs that point to a leak

  • A water bill that jumps with no change in use.
  • The sound of running water when every fixture is off.
  • Warm spots on the floor, which can mean a hot water line leaking.
  • Damp carpet, lifting floor tiles, or mildew with no visible source.
  • A hump or crack pattern in the middle of the house rather than at the edges.
  • Slow drains or a sewer smell inside.

None of these proves a leak on its own. A test does.

The tests and what they show

Test What it checks Who does it
Hydrostatic (drain line) test The sewer line is plugged and the drains filled with water; a falling level means a leak in the drain system A plumber; TREC’s addendum for buyers calls for a licensed plumber
Water supply pressure test Fixtures are shut and the supply lines held under pressure; a drop means a supply leak A plumber
Leak location Acoustic or electronic equipment pinpoints where under the slab the leak is A plumber or leak-detection company
Engineer’s Level C evaluation Testing an engineer adds when the cause is unclear, which can include soil, plumbing and material testing A licensed engineer you hire

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Test before the lift, and after

The order matters. A test before repair answers two questions: is a leak part of what’s moving the house, and were the pipes intact before the lift? A test after the lift catches anything the lift itself cracked. Without the first test, nobody can say which came first, and the warranty and insurance conversations get harder.

Ask the contractor:

  1. Is a plumbing test included, before, after or both?
  2. Who runs it, and do I get the written results?
  3. If a leak turns up mid-job, who repairs it, and how is it priced?

Who can repair the pipes, and the permit

Texas law reserves plumbing work, including repairs to water lines under a slab, for licensed plumbers under the state’s Plumbing License Law. Fort Worth adds a permit: changing, moving or repairing plumbing requires a plumbing permit, separate from the foundation repair’s building permit. Plumbing found broken during a foundation job is therefore its own piece of work, done and permitted by a plumber.

Reaching a pipe under a slab means either breaking through the floor inside or tunneling from outside. Fixr puts the average slab leak repair, including detection, tunneling and patching, at $2,500.

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Insurance: what to do first

Settling from dry or shifting soil is almost never covered, but a sudden plumbing leak can be:

  • Under the older Texas HO-B policy, a covered water leak includes the cost of tearing out and replacing the parts of the house needed to reach the pipe. The Texas Supreme Court held in 1998 that the HO-B’s foundation exclusion doesn’t bar a claim for foundation damage caused by a plumbing leak.
  • Insurers have written their own forms since 2003, so your policy may differ. Some add a foundation endorsement for plumbing-leak damage.
  • The Texas Department of Insurance notes that policies cover sudden discharges but not leakage that went on past a set period: report a leak as soon as you find it.
  • Don’t make permanent repairs before the insurer has seen the damage; TDI warns that the company might deny the claim if you do.

The insurance guide lays out what’s usually covered and what isn’t.

Where this fits in a repair plan

For a slab house with signs of heave, a plumbing test is often the first step, ahead of any pier plan. For a house with edge settlement, it’s still worth testing before a lift, especially in older Fort Worth houses where the pipes under the slab are as old as the house. The slab repair page walks through the repair itself.

Common questions

Can a slab leak damage my foundation?

Yes. Water leaking under a slab wets the clay in one area, which swells and can lift that part of the house, or softens the ground under a pier. The Foundation Performance Association says moisture near a pile from leaking sewer or water lines can cause the pier to move, even after a repair.

Should the plumbing be tested before foundation repair?

If the plan includes lifting, it's worth testing before and after. The Texas ASCE guidelines say supply and drain lines should be tested for leaks when jacking or lifting is part of the repair. A test beforehand also shows whether a leak is causing the movement in the first place.

Does homeowners insurance cover a slab leak?

Often, for a sudden leak, at least the cost of tearing out and replacing what's needed to reach the pipe. Coverage for the foundation damage the leak causes depends on your policy. The Texas Department of Insurance notes that continuous or repeated leakage over a set period isn't covered, so report a leak promptly.

Who pays for a hydrostatic test when I'm buying a house?

Under the Texas Real Estate Commission's addendum for hydrostatic testing, the seller authorizes the buyer to hire a licensed plumber at the buyer's expense. Who pays for any repairs it finds is a matter for negotiation.

Can the foundation contractor fix the pipes?

Only if the work is done by a licensed plumber. Texas reserves plumbing for license holders, and Fort Worth requires a plumbing permit to repair or move plumbing. Many foundation contractors work alongside a plumbing company; ask who it is.

Sources

  1. ASCE Texas Section Guidelines for the Evaluation and Repair of Residential Foundations – Version 3 (Adopted April 2022) (texasce.org)
  2. TDLR Industrialized Housing and Buildings Technical Bulletin IHB TB 10-01: Foundations on Expansive Soils - Residential (tdlr.texas.gov)
  3. FPA-RC-01-0 Post Foundation Repair Performance of Residential and Other Low-Rise Buildings on Expansive Soils (Foundation Performance Association, 26 January 2004) (thefpa.wildapricot.org)
  4. TREC 48-1 Addendum for Authorizing Hydrostatic Testing (trec.texas.gov)
  5. Texas Occupations Code Section 1301.351 – License, Endorsement, or Registration Required (texas.public.law)
  6. Residential Permitting – Welcome to the City of Fort Worth (fortworthtexas.gov)
  7. Slab Leak Repair Cost | Slab Leak Detection Cost | Fixr.com (fixr.com)
  8. Sharp v. State Farm Fire & Casualty Ins. Co., No. 96-50725 (5th Cir. June 30, 1997), revised opinion (ca5.uscourts.gov)
  9. Balandran v. Safeco Ins. Co. of America, No. 97-50013 (5th Cir. July 24, 1998), per curiam (ca5.uscourts.gov)
  10. Texas Homeowners Policies (TDI handout, April 12, 2018) (tdi.texas.gov)
  11. New ISO Residential Property Policy Forms Approved (TDI Commissioner Order No. 02-0741) (tdi.texas.gov)
  12. Home insurance guide (tdi.texas.gov)

Schedule a foundation inspection

Call to schedule, or send a request. The foundation contractor serving your part of Tarrant County confirms a time to inspect.

Call to Schedule an Inspection(817) 696-9624

Work is done by independent local contractors. Pricing and availability are set by the contractor serving your area.

  1. Call or request an inspection.
  2. A local foundation contractor confirms a time.
  3. They inspect, measure and explain what they find.
  4. You get a written repair plan and price before any work starts.

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